Harsh as it may sound, if you really want to get out of debt, you will have to look at what expenses you can cut out on. Stop eating take away food - it is bad for you anyway. Stop buying weekly magazines. Do you really need that chocolate bar every time you go shopping? Pack your own lunch for work. Walk to work if you don't live to far away instead of taking your car or a bus. Instead of buying the most expensive box of biscuits, settle for a cheaper one. Switch off the lights when you leave a room. Most of all, try and set up a monthly budget and stick to it.
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